Ocean State Credit Union : Mortgage Rates

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Mortgage Rates

Below are the unique loan programs offered at Ocean State Credit Union. APR in the column below indicates Annual Percentage Rate. To learn more about how we may assist you with these programs and others that we offer - please call one of our Mortgage Loan Specialists at (401)392-2363 or (401) 392-2362.

Loan Amount:

Program Name	Rate	Points	APR	Payment
30 Year Fixed (Conforming)	4.625%	0.00%	4.711%	$0.00
20 Year Fixed (Conforming)	4.375%	0.00%	4.491%	$0.00
15 Year Fixed (Conforming)	4.125%	0.00%	4.273%	$0.00
10 Year Fixed (Conforming)	4.125%	0.00%	4.338%	$0.00
30 Year FHA/VA (FHA)	4.875%	0.00%	5.916%	$0.00
USDA Rural (USDA-RHS)	4.750%	0.00%	4.836%	$0.00
5/1 ARM (Conforming)	3.375%	0.00%	3.798%	$0.00
7/1 ARM (Conforming)	3.625%	0.00%	3.844%	$0.00
10/1 ARM (Conforming)	3.875%	0.00%	3.944%	$0.00
5/1 ARM (Jumbo)	3.500%	0.00%	3.842%	$0.00
7/1 ARM (Jumbo)	3.750%	0.00%	3.903%	$0.00
10/1 ARM (Jumbo)	4.000%	0.00%	4.022%	$0.00
Land Loan (Conforming)	3.500%	0.00%	3.844%	$0.00
Const. Fixed (Conforming)	3.625%	0.00%	3.643%	$0.00

= Special Program

Rates are subject to change without notice.
Rates last updated on 04/20/2018.

Ocean State Credit Union
2006 Nooseneck Hill Road, Coventry, RI 02816
Direct: (401) 397-1900 Ext. 2362
Direct: (877) 397-1900 Ext. 2363
ndungca@oceanstatecu.org