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Mortgage Rates
Below are the unique loan programs offered at Ocean State Credit Union. APR in the column below indicates Annual Percentage Rate. To learn more about how we may assist you with these programs and others that we offer - please call our Mortgage Loan Specialist at 401-392-2362.
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Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 5.000% 0.00% 5.088% $0.00
20 Year Fixed (Conforming) 4.750% 0.00% 4.868% $0.00
15 Year Fixed (Conforming) 4.500% 0.00% 4.649% $0.00
10 Year Fixed (Conforming) 4.500% 0.00% 4.714% $0.00
30 Year FHA/VA (FHA) 5.125% 0.00% 6.170% $0.00  
USDA Rural (USDA-RHS) 5.125% 0.00% 5.923% $0.00
5/1 ARM (Conforming) 3.750% 0.00% 3.932% $0.00
7/1 ARM (Conforming) 4.000% 0.00% 4.022% $0.00
10/1 ARM (Conforming) 4.250% 0.00% 4.179% $0.00
5/1 ARM (Jumbo) 3.875% 0.00% 3.977% $0.00
7/1 ARM (Jumbo) 4.125% 0.00% 4.082% $0.00
10/1 ARM (Jumbo) 4.375% 0.00% 4.258% $0.00
 Land Loan (Conforming) 3.875% 0.00% 3.990% $0.00
 Const.10/1 ARM (Conforming) 5.000% 0.00% 5.160% $0.00
= Special Program
Rates are subject to change without notice.
Rates last updated on 10/19/2018.
Ocean State Credit Union
2006 Nooseneck Hill Road, Coventry, RI  02816
Direct:  (401) 397-1900 Ext. 2362
Direct:  (877) 397-1900 Ext. 2362
ndungca@oceanstatecu.org
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